Empowering Your
Home Financing Journey
At T.Y. Financial, we specialize in mortgages tailored to your needs, whether you’re buying your dream home or refinancing.
You’re looking for…
Live-in variable rate
including 0.10% p.a. discount in year 10
OOPI rate
Live-In Variable Rate
Future interest rates are for illustration only. Interest rates can change. The discount will be applied to the relevant reference rate at the time.
Home Loan
Ready to make your property dreams a reality? Our diverse home loan solutions are designed to fit every stage of life—whether you’re buying your first home, expanding your investment portfolio, or bridging to your next property.
SMSF Loans
Maximize your retirement savings with an SMSF Loan. We provide tailored options to help self-managed super funds invest in property, building wealth for a secure future.
Asset Finance
Unlock the value of your assets with a T.Y. Financial Asset Loan. Perfect for business or personal needs, this loan allows you to leverage existing assets for fast access to funds. Enjoy flexible terms, competitive rates and personalized service.
Commercial Loans
Fuel your business growth with T.Y. Financial Commercial Loans. Designed for business owners and investors, these loans offer competitive rates and flexible terms to help you achieve your business goals.
Investment Loans
Expand your property portfolio with confidence. Our Investment Loans are structured to help you maximize returns, with flexible repayment options and expert guidance every step of the way.
Calculators
Borrowing Power Calculator
Calculate how much you can borrow with your current financial situation.
Stamp Duty Cost Calculator
Calculate your stamp duty and total government fees and grant on the property.
Home Loan Offset Calculator
Calculate how much you can save on your home loan by using an offset account.
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NAB Cuts Home Loan Interest Rates Following RBA Decision
21st February 2025
NAB Passes on Full 0.25% Rate Cut for Variable Borrowers NAB has confirmed it will reduce its standard variable home

Westpac’s 0.25% Rate Drop – What It Means for You
19th February 2025
Westpac Passes on Full 0.25% Rate Cut Westpac has announced it will reduce its standard variable home loan interest rate

RBA Cuts Cash Rate to 4.10%—What This Means for Borrowers and Homeowners
19th February 2025
The Reserve Bank of Australia (RBA) has finally delivered the first rate cut since 2020, reducing the cash rate by
Contact Us
Any question or remarks? Just write us a message!
Contact Information
Say something to start a live chat!
1300 393 999
02 9170 3601
info@tyfinancial.com.au