Empowering Your

Home Financing Journey

At T.Y. Financial, we specialize in mortgages tailored to your needs, whether you’re buying your dream home or refinancing.
You’re looking for…
OOPI INVPI OOIO INVIO

Live-in variable rate

including 0.10% p.a. discount in year 10

OOPI rate

Live-In Variable Rate

Future interest rates are for illustration only. Interest rates can change. The discount will be applied to the relevant reference rate at the time.

Home Loan

Ready to make your property dreams a reality? Our diverse home loan solutions are designed to fit every stage of life—whether you’re buying your first home, expanding your investment portfolio, or bridging to your next property.

SMSF Loans

Maximize your retirement savings with an SMSF Loan. We provide tailored options to help self-managed super funds invest in property, building wealth for a secure future.

Asset Finance

Unlock the value of your assets with a T.Y. Financial Asset Loan. Perfect for business or personal needs, this loan allows you to leverage existing assets for fast access to funds. Enjoy flexible terms, competitive rates and personalized service.

Commercial Loans

Fuel your business growth with T.Y. Financial Commercial Loans. Designed for business owners and investors, these loans offer competitive rates and flexible terms to help you achieve your business goals.

Investment Loans

Expand your property portfolio with confidence. Our Investment Loans are structured to help you maximize returns, with flexible repayment options and expert guidance every step of the way.

Calculators

Borrowing Power Calculator

Calculate how much you can borrow with your current financial situation.

Stamp Duty Cost Calculator

Calculate your stamp duty and total government fees and grant on the property.

Home Loan Offset Calculator

Calculate how much you can save on your home loan by using an offset account.

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Contact Us

Any question or remarks? Just write us a message!

Contact Information

Say something to start a live chat!

1300 393 999
02 9170 3601

info@tyfinancial.com.au

Level 12, 52 Alfred St, Milsons Point, NSW

FAQ

What loan services do you offer?

T.Y. Financial is one of Australia’s most trusted mortgage brokers, providing comprehensive loan services to help you find the ideal loan product for purchasing, investing in, or refinancing your property. We analyze your goals and requirements, connect with lenders, and present you with the best home loan solutions and rates. Our team will assist you throughout the loan formalization process, ensuring you have the best chance for pre-approval.

Yes, working with a mortgage broker maximizes your chances of loan approval. Our professionals offer access to a variety of loan products and services, providing tailored guidance to meet your specific needs. We help you find the best rates and support you throughout the application process.

First-home buyers can apply for various loans, including low deposit loans, which allow for borrowing a larger portion of the property’s value, and guarantor loans, which reduce the deposit needed by using a family member’s property as security.

Absolutely! T.Y. Financial specializes in helping clients grow their wealth through property investment. Contact us today for expert investment loan services tailored to your financial goals.